1. Describe the differences and similarities between Assisted Living and Nursing Homes. 1. Differences: Older people are in an assisted living arrangement are more capable of taking care of themselves, while those who are in nursing homes require constant supervision because they are considered to be not in good health. Assisted living can offer a comfortable place to live in like an apartment. People in nursing homes do not usually have privacy and can sometimes share rooms with each other. In an assisted living arrangement, older people are considered as clients, while people in nursing homes are generally considered as patients.
2. Similarities: The main similarity of assisted living and nursing homes is that elder people are given care or “assisted” with their needs. They are placed in these housing arrangements because of their age or health. Doctors, nurses, other clinicians, and the housing staff supervises these older people no matter if they are in an assisted living or a nursing home. 2. What type of housing option allows residents to move from one place to another as their health and medical needs change? Continuing-Care Retirement Communities allow older people to move from one housing facility to another as their health and medical needs change.
3. __________ care provides a loved one the opportunity to die with peace and dignity. Hospice care provide care for a loved one so that proper preparation for a death can be done. 4. List three pros and three cons of accessory housing. 1 PROS 1. Older people can live just within their own lots. 2. These people are closer to their families and does not make it difficult for traveling. 3. The cost of building an accessory housing is less than other housing options. 2 CONS 1. There are zoning ordinances that prohibit constructing accessory housings. Even if allowed, it can be very difficult.
Extra nursing care may be needed for the elderly people who have more serious conditions. 3. Planning of the construction of the house can be an added stress and burden to the family. 5. Nursing homes are also known as what? (What is another name for a nursing home? ) : Nursing homes are also known as skilled nursing facilities. 6. According to the text, Medicare pays for adult diapers. Medicare does not pay for adult diapers. 7. According to the text, Medicare does not pay for wheelchair upgrades such as a lightweight chair or a fully electric bed. Medicare can accept advance beneficiary notices on upgrades.
The item should be within the range of service appropriate for the patient’s medical condition. 8. Define: durable power of attorney (Please use our textbook’s definition & not one from an outside source. ) Durable power of attorney is the individual that can be appointed as the patient’s financial “caretaker. ” 9. Define: durable power of attorney (Please use our textbook’s definition & not one from an outside source. ) The lender makes payments to the borrower, who can use the money at this direction. 10. List five requirements of a reverse mortgage. 1.
The applicant’s age (age 62 and older). 2. The home’s equity, location and interest rate with among the conditions for approval. 3 The home must be the applicant’s principal residence. The home must be structurally sound 4 The borrower must continue to pay property taxes and insurance. 5 The loan must be repaid with interest when the borrower sells the home or moves out. If the person dies, the loan would be come the responsibility of the estate or the heirs, who would get to keep the home. 11. is a separate government program for the low-income elderly and disabled. :
American Association of Retired Persons is this organization. 12. The original purpose behind social security was to be a substitute for other sources of retirement income (such as a pension plan or personal investment). The social security was originally created to provide benefits to people who are retired or unemployed. It also provides benefits at death as a lump-sum. 13. List five key differences between Medicare Part A & Part B. 1. Medicare part A is for hospital insurance and B is for supplementary medical benefits. 2. Medicare part A is premium-free, while B requires a monthly premium.
3. All individuals who are deemed eligible are automatically enrolled in Medicare part A. Medicare part B is an optional benefit. 4. The determination of payment for part A benefits also differs from the payment calculation of part B. 5. There is a difference in part A and part B when a student health provider gave service to the patient. 14. policies help pay for what Medicare does not (ex: co-payments, some doctor’s fees, and prescription drug costs. ) Medigap policies help pay for those that Medicare does not. 15. At a minimum, what must Medicaid pay for?
Inpatient and outpatient hospital services, prenatal care, vaccines for children, physician services, nursing facility services for persons aged 21 or older, family planning services and supplies, rural health clinic services, home health clinic services, home health care for persons eligible for skilled nursing services, laboratory and x-ray services, pediatric and family nurse practitioner services, nurse-midwife services, FQHC services, and ambulatory services of an FQHC, early and period screening, diagnostic and treatment services for children under 21 (Centers for Medicare and Medicaid Services).
References
Center for Medicare and Medicaid Services. (2005, December 14). Medicaid Technical Summary. Retrieved March 5, 2008, from http://www. cms. hhs. gov/MedicaidGenInfo/03_TechnicalSummary. asp#TopOfPage McLeod, B. W. (Ed. ) (2003). And Thou Shalt Honor . Atascadero: Rodale.