Medical staff

The other highly disputed health care coverage is the one provided by employers that covers a big number of working-age Americans and their families. Since employers are not required to provide insurance coverage for their employees, there are those that are not providing coverage for various reasons and the working-age Americans that are not covered by their employers have no choice other than buying their own health insurance in the market place and that is where all the problem is arising.

Because of the spiraling cost of insurance coverage, many Americans have no choice other than going without insurance temporarily or for a prolonged period, which has a serious ramification. The high cost also is affecting employers that will pass it on to the employees by avoiding raising salaries or by cutting back on benefits, or by demanding employees to pay more premium, where the worst case scenario is some had no choice other than stopping paying insurance coverage.

The reason why the insurance cost is high is due to the amount the health care providers are charging. Some of the reasons why the health care providers are charging high fees is, indirectly they end covering some of the health care cost for those who are going without insurance. One example to cite is whenever an insured individual comes for an emergency service it is illegal to refuse treating the person, hence there is no one to cover the involved cost, and it is such costs among others that are making medical treatment expensive.

In light of all what is involved it is possible to say one of the solutions to the existing health care problem could be introducing a universal health care or a single payer system where everyone is covered by the government. Even if it will not be problem free, it might be possible to eliminate, at least the number of uninsured working Americans, simply because their employers are not providing them with the coverage, and they do not qualify for Medicare because of what they earn.

Here it is still possible to search for other means of covering those that are not insured if that is the main reason why a universal health care has to come into existence, because it might be more beneficial than introducing a universal coverage that would have a major repercussion. Moreover, if the most pressing problem is covering the uninsured, it might be possible to leave the existing health care system intact as it is and raise the range Medicare covers to lessen the complication that would ensue. [2]

However, when we take into consideration the kind of relief employers will get, it could put them in a position to introduce various benefits to their employees because they will have more resources to expend. Yet, taxes would need to be raised across the board, that is both businesses and employees will definitely be required to pay more tax, which might be much better when compared to a $900 monthly cost for those who have to go out to buy their own insurance and the $1000 plus range for employers when they shop for insurance, although employers save by pooling and introducing group insurance.

The other advantage that will come into existence is it will be possible to create some kind a central system where information about each patient would be available for the medical staff enabling them to avoid mistakes that is costing the medical community a lot of money and time. Similarly, it is possible to avoid a huge paper work that is involved when both individuals and business apply for individual insurance.

Such a procedure would relive the practitioners from wresting with malpractice liability, which is time consuming, expensive, and highly destructive. Another very important advantage is many patients that would eventually become chronic patients will have a better chance of having their ailment diagnosed early on saving a lot of expense to whoever will foot the bill finally.

If we look at the reality, those uninsured Americans hardly go without medical care if they need it badly enough since there are nonprofit organizations, flanked by government hospitals that tend to those who are not insured when they are …

A universal or a single payers health care in the U. S. has it opponents and proponents and the Republican government that is in office, including the President are supporting the existing system where the President has stated that the …

The Affordable Care Act was signed into law to reform the health care industry by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Obamacare’s wide variety of benefit and coverage mandates …

In W v Egdell,7 the case was against a psychiatrist who had been asked to submit a report on a patient previously convicted of manslaughter and sentenced indefinitely to a secure hospital, as steps were made to review his case …

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